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CONVENTIONAL LOAN
Conventional loans are popular among many homebuyers for their flexibility and simplicity, as they aren't associated with any specific government program.
Low Down Payment
Enjoy down payments as low as 1%.
No Upfront Mortgage Insurance Required
Benefit from fewer restrictions than government-backed loans, with no upfront mortgage insurance required within certain equity positions.
Mortgage Insurance (PMI)
Remove Private Mortgage Insurance (PMI) once you reach 20% equity, as long as the property is your primary residence or a second home and you maintain a good payment history.
Secure Lower Interest Rates
Potentially secure lower interest rates with higher credit scores.
Quicker Loan Processing
Experience quicker loan processing and choose from a variety of term lengths, ranging from 10 to 30 years.
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